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My Weight Watchers-Inspired Money Diet
By Amanda Steinberg Sunday May 10, 2009
I'm a Weight Watchers master. In 2003, I was 5'8" and 160 pounds — not exactly ideal for a 25-year-old single girl living in Manhattan. I spent three (!) years on Weight Watchers, and for two years, failed repeatedly. I obsessed over every drop of salad dressing and kernel of popcorn only to learn at my weekly meeting weigh-in that I’d gained half a pound. I quit multiple times, but would return months later with new resolve. Finally, in my third year, something clicked. I dropped thirty pounds in just six months.
To this day – and two babies later—I can still lose weight when I want to by altering certain habits. Here's what I do, and how I'm now using the same rules to shave pounds off of my spending:
| What I learned from Weight Watchers: | How I’ve applied it to my money habits: |
| On Weight Watchers, you’re allotted a daily number of “points” (like calories). When you run out of points for a day, you have to resort to zero-point foods like carrots, or risk not losing weight. |
Determine after fixed expenses (rent, phone, etc) how much spare cash you have per day. Plan for days when you know you’ll exceed your daily budget (night out at the movies) and spend less on other days. |
| Plan your meals every morning. Before you even make your breakfast, visualize each meal so that you don’t break for a cheese steak out of convenience. | Plan your spending every morning. Today, I need to: meet Cristina for coffee, pick up dry-cleaning, buy a gift for baby-shower. Ask, can I make it work inside of my daily allotment? Adjust accordingly. |
| If you trip going down the stairs, get up and keep walking. Don’t throw yourself down the rest of the stairs. (This metaphor got me through many tough days on Weight Watchers) | If you spend more than you budgeted, don’t burn your budget and go on spending. Acknowledge that you fell off the wagon, get back on, and proceed. |
| When eating out, order two appetizers, not an appetizer and an entree’. Two appetizers are generally more than enough food to qualify as a healthy meal. | When eating out, order two appetizers. Save 30% on your meal! |
| Don’t totally deprive yourself, or you’ll binge. | Don’t deny yourself small, frivolous gifts, as long as you buy them consciously. |
I've learned that, for me, diets of any form work better when I can track progress in my head. That's why I like simple rules I can repeat daily. If a system is too complicated to track, it's not a good system.
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Comments
(15)
Written by Mary Lee Shalvoy, May 06, 2009
Excellent article! Food/diet and money have always been linked for me, too. You mapped this out simply and sensibly. Thanks.
Written by Betsy Teutsch, May 06, 2009
Wow, I'd never believe this now - you are a svelte elegant lady!
The basic rule for weight loss or personal dollars: calories and dollars don't lie. They're all equal. You can pretend that a high calorie treat won't tell on you, or that spending money won't matter - but... it will. I promise.
The basic rule for weight loss or personal dollars: calories and dollars don't lie. They're all equal. You can pretend that a high calorie treat won't tell on you, or that spending money won't matter - but... it will. I promise.
Written by Kim, May 06, 2009
Cool to hear your story, Amanda. I like the analogy about don't throw yourself down the stairs keep walking.
Written by Laura., May 06, 2009
this is great! i so often find close correlations between my budget and my diet and i am glad someone else has, too! i am going to print this out right now and post in a spot where i will see it to encourage myself to remember these reasonable and helpful principles.
Written by AmandaSteinberg, May 07, 2009
So glad you all enjoyed it. It was fun to write. Since writing it, I've come up with a bunch more "lessons learned from Weight Watchers." I'll do a follow up soon.
Written by RB @ RichBy30RetireBy40, July 29, 2009
Folks - The easiest thing is to actually NOT work out, but to just eat less and right. I did a 90 day experiment doing one of each, and the results surprised me!
Pls take a read here. http://www.richby30retireby40....money.html
Rgds,
RB
Rich By 30 Retire By 40
Pls take a read here. http://www.richby30retireby40....money.html
Rgds,
RB
Rich By 30 Retire By 40
Written by Christine Baeza, July 30, 2009
Brilliant article! - I so see the connect between my weight and my debt and it has been a process to be much more mindful and conscious in both areas of my physical manifestation.
Thanks.
Thanks.
Written by Jill Porter, September 23, 2009
I just LOVE the "If you trip going down the stairs, get up and keep walking. Don’t throw yourself down the rest of the stairs" one. I know that I will use it in dealing with my spending and weight watching!! Thanks
Particularly funny at the moment because I live in a house with 45 stairs and I'm on crutches for 6 weeks!
Particularly funny at the moment because I live in a house with 45 stairs and I'm on crutches for 6 weeks!
Written by Natasha Voitenkova, September 25, 2009
Beautifully spoken! This site and so many of the articles are so interesting and ring so true; keep them coming!!!!!!
Written by Maida , October 07, 2009
love it, love it love it. i just found this web-site today! i'm so excited that i can read articles that'll help me get out of debt and become concious about spending....thanks a lot.
Written by Lisa, April 27, 2010
Wow. After many years struggling with debt, I have finally figured out this very same process and am getting my budget and spending under control. I just have not connected the matching eating habits. I'll add that I see the emotions that accompany both spending and eating. After reading this, I hope I can do better with the weight loss, by looking at it like a budget. Thank you!
Written by Laura Peel, May 05, 2010
This is so true for me also! Whenever I feel depressed & overwhelmed, I look @ how am I doing @ weight watchers & our budget. More like than not what I'm feeling is out of control because I ve overspent my points & money. I've been researching this recently & there are good explanations for why certain people are more prone to overdo things. From psychological hereditary issues to hormonal & biochemical imbalances. Thank u.
Written by Bonnie, June 21, 2010
How fantastic....a diet for spending...I am definitely going to try it....I just love Daily Worth and all that I am learning!




