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Holiday Hindsight is 20-20

About three weeks ago, as the holiday season kicked into high gear, I vowed to put all my receipts into a folder to better track my spending. And although I didn't want to look at that pile of receipts, never mind add them up, a promise is a...

The Best Last-Minute Gift

You're out of ideas, almost out of money, and there's little chance you can get anything shipped by Christmas Eve now anyway. Before you resort to regifting, there is a smart, affordable surprise you can have ready at the click of a mouse. It's...

Higher Income, Cuter Husband?

OK, gals—besides a fatter 401k, here's another benefit to boosting your income: As a woman's earning power grows, she is more likely to choose an older, more attractive mate, says a new study published in the journal Evolutionary Psychology this...

Be Smarter in 2011

The following is an interview with investing maven Carl Richards, aka "the napkin guy", renowned for his weekly sketches on the NY Times Bucks Blog and now a DailyWorth contributor. We all have a tendency to make the same mistakes over and over...

End Holiday Spending Stress

With nearly one in 10 Americans currently unemployed, millions of people have seen their household incomes drop this year. A full 34% of Americans said they plan to spend nothing on holiday purchases, because they expect further financial...

Christmas Budget Crisis—Averted

For the last few years, I've taken my own holiday budgeting advice to extremes. I haven't even sent holiday cards. Not all of my efforts were driven by frugality. I had come to dread the material spiral I'd get sucked into with every other crazed...

Take Interest in Your Mortgage

As you line up your financial goals for 2011, you may be wondering if you can still save money on your mortgage. We've got two good options for you. First, there's the obvious appeal of refinancing—which we wrote about in July. Interest rates are...

DIY Gifts: Lotions, Potions & More

Those last-minute "gotta get the neighbor a gift" moments can lead to reckless rampages through the mall. Chill! This selection of handmade treats can be made in one relaxing afternoon or evening. By you.     DailyWorth's own Hilary...

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