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Open a Joint 'Romance' Account

Maybe thinking about a bank account doesn’t evoke the same kind of flutter you get when you look into the eyes of your darling. But here’s an idea that can rev up your chemistry and your bottom line as a couple:    Open a romance account—a...

Little Luxuries Lift You Up

Five years ago, the economy, my marriage—and my income—all collapsed at once. Then in my late 30s, with two small children, I could barely afford my mortgage, and I was actually ill from financial stress. My mother insisted: Get a treat now. I...

How Botox Made Me Happier

Around about 2010, I’d had it. The recession had gouged my husband’s income and mine—and we were flat-out broke. As a fretful, 40-something breadwinner for a family of five, I did what no one in my position should: I looked in the mirror. Worry...

Pros & Cons of a Stealth Divorce

You don’t have to be a TomKat fan to remember their famous split: Katie Holmes used a disposable cellphone to talk secretly to her lawyers, and filed for divorce in Manhattan while Tom Cruise was on location in Iceland. Is this the way to go? In...

Can You Afford a Divorce?

I am convinced that the second most common New Year’s resolution – after going to the gym – has got to be getting divorced. Starting January 2, the phones in our office were ringing off the hook, as they do every year. Does every call lead to a...

How Much is That ‘A’ Worth?

When I was in elementary school, I’d excitedly count down the days until I got my next report card, anxious to make sure I’d gotten an ‘A’ in each and every one. But not because I was one of those naturally straight-A kids: I got paid. Instead of...

Why I’m Front-loading School Costs

For families with even a drop of cash liquidity, the question almost invariably comes up: public school or private? For my three-child family—for whom “liquidity” is ephemeral at best—the answer should be “public.” But I’m not doing it. I feel so...

Separate Money = Sane Marriage

I’m told that sharing a checking account with one’s spouse is practical. I’ll never know—I can’t do it. All relationships have landmines; mine involve money. When I was 13, my father—whom I adored—had an affair with, and married, a woman with...

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