Credit & Debt

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Dear Visa, It’s Been Fun but...

Dear Visa, It’s with a heavy heart that I tell you this: I think we need some time apart.  Our whirlwind affair has been nothing short of thrilling. And there was a time when I really needed you. I know that. How would I have paid for my car, my...

Infographic: Add It Up—What Goes into Your Credit Score?

What's a good score? Aside from the VantageScore, which accounts for a small percentage of credit reports, most scoring models don't veer far from FICO's 300 to 850 range.

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Surprise! 9 Credit Card Perks

Credit card companies have got you covered in ways you may not know about. Taking advantage of all these hidden perks may save you hundreds of dollars a year. People often forget about these perks because they may not take the time to read more...

How I Ditched My Debt for Good

If you're in debt, you may have experienced this before: the moment when you get yourself together and finally sit down to tackle your debt you're thinking, “Yes, this is it, I got this!” But then it happens--you're suddenly surrounded by...

What Should You Do With Your Tax Refund?

Try These 5 Ways to Get More From the Money You Get Back

Which Debt Should I Pay Off First?

My husband and I have student loans and mortgage debt (on our primary home and rental properties). Which should we pay down first? —Stephany Y., Los Angeles, CA You’ve probably heard student and mortgage debt referred to as “good debt.” That’s...

"How I Paid Off $16,000 in Student Loans"

When Gina Nykerk paid off her student loans, credit card, and car, it was a major Financial Turning Point for her—and and an inspiration for several friends. When I was 23 years old, I paid off all $16,000 of my student loan debt. I can't tell...


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