Plan
You want tomorrow to be even better than today—and to get there, you need a plan. Once you put numbers to your dreams, they start to materialize. Almost like magic.
Articles
Budget Lessons from NJ
Hey New Jersey, you're an inspiration. Yesterday's stunning announcement from Governor Chris Christie, killing a $8.7 billion commuter tunnel, could be viewed as an act of budgetary courage. The tunnel, which would have expanded New Jersey's rail... ➡
Eat Out on Less with BYOB
Your dining out budget is tight, and adding a wine to the tab may put it over the edge. You may have noticed your favorite $10 bottle selling for $25 on the wine list. It's not a typo. Restaurants typically charge more than double the retail... ➡
Small Loans for Small Bills
Times are tight. For the first time in a while, you may have trouble paying bills. What to do? You may have noticed an icon on the page of your utility statement online for a service called BillFloat. As the name implies, BillFloat offers... ➡
A DIY Will You Can Live With
Do you need a will? It depends. If your "estate" is comprised of IKEA collectibles, probably not. The real reason to get a will is to make sure that, in the event of your untimely death, that your spouse and children are cared for, and your... ➡
Tax-Saving Secrets of the Self-Employed
Nickels, dimes, quarters If you're self-employed, the not-quite quarterly tax payment deadlines can be a pain (Jan. 15, April 15, June 15, Sept. 15, what?). You need a surefire system to keep your tax savings on track—so you don't end up owing... ➡
What's the Difference Between Term and Permanent Life Insurance?
Plan D You shudder to think about dying. But imagine if you died suddenly—and left your family with no financial cushion? "That's why life insurance should be at the top of your To Do list—but it isn't, because it makes you think about things... ➡
Tax Refund Allocation Dilemma
Meet TRAD What is TRAD? TRAD is the Tax Refund Allocation Dilemma, and it's a hazard this time of year. Here's one reader's puzzle: Q: I'm getting about $1,200 back for my tax refund. There are three things that I would like to do. What is the... ➡
The Save-to-Spend Budget
If you'd like to become an avid saver, and/or if you scored in the lower range on our budget quiz, try this Save-to-Spend plan. While most budgets are designed to control spending, this one is designed to expand your saving. And... ➡
