Plan
You want tomorrow to be even better than today—and to get there, you need a plan. Once you put numbers to your dreams, they start to materialize. Almost like magic.
Articles
Investing 101: Why, What, and How
Before you figure out how you should invest, it's important to understand why you should invest to begin with and what your investment options are. The more information you have, the better position you’re in to decide how you want to answer the... ➡
Obama and Your 401k
President Obama’s administration has been very proactive in dealing with our economic crisis. One area is our 401k. While I do not necessarily agree with some of their actions - because I think touching your 401k or IRA money is the last place... ➡
You're Stock-Savvy, After All
Are you managing your investments, or merely hoping your portfolio manager/father/husband/boyfriend has your best interests in mind? Turns out, you might be the best one for the job. Several studies have shown than women are consistently better... ➡
More About IRA
Now that you know enough about the Roth IRA to be dangerous (see last week's DailyWorth on the subject), you're done researching retirement plans. Whoa. Stop right there. The Roth IRA is just the tip of the retirement-fund iceberg. There are a... ➡
Budget Busters
Congratulations, you've got a budget: $400 a month for groceries. $2,000 for rent or mortgage, and 15% of your take-home pay distributed across your six-month emergency savings fund, IRA and 401k. Wait ... nothing left over for savings? You have... ➡
A Penny Saved, Part III
What you don't see, you won't spend. That's the idea behind an automated withdrawal system, which takes money out of your checking account every month and puts it into a savings account. You can create multiple savings accounts, one for a 6-month... ➡
Recession Strategy: Take a Long Trip
Today's guest post is courtesy of DailyWorth reader Roxane Williams. My partner and I decided that 2009 would be a year for change. For years he's wanted to do an 800 mile hike in New Zealand. I've always wanted to take a year off. But, take a... ➡
A Penny Saved
Expecting a refund check from the IRS? Most Americans do, and the average refund is over $2,000. Don't use it toward paying bills, buying a new wardrobe or a down payment for a new car or a house. Start an emergency fund. Financial planners think... ➡
