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Tax-Saving Secrets of the Self-Employed

Nickels, dimes, quarters If you're self-employed, the not-quite quarterly tax payment deadlines can be a pain (Jan. 15, April 15, June 15, Sept. 15, what?). You need a surefire system to keep your tax savings on track—so you don't end up owing...

Tax Refund Allocation Dilemma

Meet TRAD What is TRAD? TRAD is the Tax Refund Allocation Dilemma, and it's a hazard this time of year. Here's one reader's puzzle: Q: I'm getting about $1,200 back for my tax refund. There are three things that I would like to do. What is the...

Target Date Mutual Funds

A recent study found that most investors who have target date mutual funds don't understand how they work. What makes this discovery sort of funny—but not in a good way—is that the point of target date funds (TDFs) is that they were supposed to...

Investing 101: Why, What, and How

Before you figure out how you should invest, it's important to understand why you should invest to begin with and what your investment options are. The more information you have, the better position you’re in to decide how you want to answer the...

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