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3 Ways to Beat the Odds and Save More Money

We’re supposedly in a new era of financial sobriety. Yet the evidence suggests otherwise. Amid the rubble of the 2008 financial crisis, there was talk of a return to thrift. For a brief period, it looked like it might happen. According to the...

Why Is It So Hard for Us to Save?

It is not okay that you (or we, a collective we) do not have an emergency savings fund. And yes, I know what you’re going to say because I used to say it too: It’s hard enough just trying to get by paycheck to paycheck. You’re not making nearly...

These Hidden Fees Are Costing You

Even the tightest budgets are rarely airtight. Maybe you don’t overspend on groceries or entertainment, but you do end up paying for fees you were never expecting. Consumers are dinged with hidden fees almost everywhere they turn — from bank fees...

I’ve Saved Enough for My Emergency Fund — Now What?

I’m two years out of college with a steady job and am trying to save for a down payment on a house in the next two years. Now that I'm producing income and am able to save, I'm transferring more money to my savings account (which only has a .01%...

11 Money Saving Habits That Can Cost You

Trying to cut costs in your daily budget is a valiant — and often necessary — practice. A few dollars saved here and there can amount to a sizeable sum over time, after all. But how you save can make a big difference in how much you save. Because...

9 Depression-Era Frugal Habits You Need to Pick Up

Scrimping and saving was a necessity during the Great Depression, when unemployment in the US skyrocketed to 25 percent. Although we are seeing better times, we can always take a page from that era and practice some of those thrifty habits....

Double Your Savings This Year -- Really

Forget about losing that last 10 pounds. Want to really make a difference in your life? Start saving 10 percent of your income. As New Year’s Resolutions go, this one isn’t all that different than the ever-popular “I will fit into my skinny...

The Best Days To Get Discounts on Almost Anything

Love a good deal? Sometimes finding the best ones depends not just on finding the right place to buy, but on choosing the right day to shop.   “Consumer shopping behavior varies by day of the week, and retailers respond by differing promotions...

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