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9 Depression-Era Frugal Habits You Need to Pick Up

Scrimping and saving was a necessity during the Great Depression, when unemployment in the US skyrocketed to 25 percent. Although we are seeing better times, we can always take a page from that era and practice some of those thrifty habits....

Double Your Savings This Year -- Really

Forget about losing that last 10 pounds. Want to really make a difference in your life? Start saving 10 percent of your income. As New Year’s Resolutions go, this one isn’t all that different than the ever-popular “I will fit into my skinny...

The Best Days To Get Discounts on Almost Anything

Love a good deal? Sometimes finding the best ones depends not just on finding the right place to buy, but on choosing the right day to shop.   “Consumer shopping behavior varies by day of the week, and retailers respond by differing promotions...

From Bank Fees to Medical Bills – 6 Surprising Things You Can Negotiate

Everything can be had for a price — and more often than you’d think, it’s less than what the price tag says. You probably expect to haggle a bit when purchasing a car or a garage sale item, but did you know it’s possible to keep more of your...

How Much Can You Negotiate? More Than You'd Think.

Negotiating is a tricky, tricky game. I prefer doing it over email: I ponder my moves, come to a decision and slide the page back across the virtual table. I understand the basics of negotiation, but no matter what I know, getting down to the...

The Real Reasons You’re Not Saving Enough

As a financial advisor, working with clients is often a lesson in psychology. I can’t tell you how many times I’ve heard the same old excuses for why people aren’t saving more money or saving at all. The truth is that these excuses are just...

Simple Solutions For Avoiding Common Fees

We've all been there — scanning our credit card or banking statements and getting hit by fees we weren't expecting. Unfortunately, it's easy to rack up the charges, even ones we should be aware of, and feel like our money's gone to waste. But...

How I Saved $1 Million

Editor’s Note: Jeannette Bajalia’s father died when she was only 26, leaving nothing behind for her mother but a $545 monthly social security check. Jeanette explains how she stepped up to care for her mom, worked her way up from being a...

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