dailyworth sponsored post (?)

Already in a holidaze from the overcrowded malls, dizzying sales and traffic? Don’t Grinch out yet! A prepaid debit card makes gift-giving easy on you—and easy on your loved ones because it's safer than cash and more flexible than a gift card. Grandma will love the idea of risk-free online shopping with a prepaid debit card. It's insured by the FDIC, so even if her card number is lost or stolen, she’s not responsible for any spending other than her own. A prepaid debit card will help your brother get his swipe-and-sign impulses under control. Once he’s blown the amount on the card, that’s it. And no interest or finance charges (although some fees do apply). Your niece will love the convenience—because prepaid debit can be used at any place that accepts Visa. But unlike a regular debit card, it's not connected to a checking account, so she'll have to budget. You can even give the Pink Visa Prepaid Debit Card to a compassionate friend, and a portion of what she spends will go to breast cancer research. No better way to say, Happy Holidays! Apply for a prepaid debit card from ACE Cash Express.

© 2009 DailyWorth

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Dear Readers,

Your 40+ responses to Amanda's post last week ("Amanda's Money Coma") have inspired us!

Given the interest so many of you showed in Amanda's own dilemma, we think it's time to open the floor. We're planning a series of future dailies based on the real stories of readers' money struggles and triumphs.

There's something schizophrenic about being mired in a colossal downturn, with reports of rising foreclosures, bankruptcy rates and, lately, escalating credit card debt—alternating with the holiday pep rally to S-H-O-P!

While there are many of us who are fortunate to be employed or otherwise on steady financial ground, some of us aren't. This is one holiday season we'll remember as a time when we're not only wrestled with our own concerns, but when we did things differently for other people's financial well-being, too.

So...how are you coping? Whether you tied a rock to your credit cards and tossed them in the river or you've found creative ways to celebrate the season, let us know! We can't wait to hear.

Share by leaving a comment below, either identified or anonymous. If you'd rather email us—send it to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

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