Holiday cheer might be free, but gifts—well, not so much. The average American spends more than $520 on presents for family and friends.
But if you use SmarterBucks, your holiday spending can actually help you crush your student debt.
SmarterBucks is the free rewards program that pays down your student debt. When you shop online through the SmarterBucks Marketplace, you earn rewards that become extra student loan payments.
The best part: Every $1 you earn in SmarterBucks saves you that dollar PLUS all the interest you would've paid on it over the life of your debt
And how’s this for holiday cheer? Between now and the end of the year, SmarterBucks is offering a 50% bonus on rewards. Check out how that $520 could help pay off your student loans if you spent it in the SmarterBucks Marketplace:
| For | The Gift | Retailer | Price | Normal Rewards | 1.5x Rewards | $ Towards Loans |
| Mom | Two tickets to Cirque du Soleil | RazorGator | $80 | 3% | 4.5% | $3.60 |
| Dad | $50 certificate to his favorite restaurant | Restaurant.com | $20 | 12% | 18% | $3.60 |
| Spouse | iPhone 5 | Apple Store | $200 | 1% | 1.5% | $3.00 |
| Boss | Gift Basket | Cherry Moon Farms | $60 | 7% | 10.5% | $6.30 |
| Nieces and nephews | Toys, dolls, and games | Melissa & Doug | $60 | 4% | 6% | $3.60 |
| Best friend | 3 month wine club membership | Winetasting.com | $100 | 3% | 4.5% | $4.50 |
| TOTAL: $520 | ||||||
| TOTAL SMARTERBUCKS: $25 | ||||||
| Make your holidays more festive—sign up for the free SmarterBucks rewards program today. |









