If you’ve tried Mint, Yodlee, Hello Wallet and other money management sites without that ‘click’ of financial relief, you might want to try another approach.
Imagine that Mint.com developed a sense of humor and merged with Facebook—and you’d come close to the vision behind Payoff.com, a new site that uses your dreams to inspire sound money management—with a little help from your friends.
Payoff incorporates two key ingredients into its fiscal philosophy:
 |
When you focus on what you want, what you really, really want, you’re more likely to make smarter money choices (as opposed to saying, “No Zappos for me”).
|
|
|
When you get your friends involved as a financial support system, you’re even more likely to reach your goals.
|
The only drawbacks:
 |
If you prefer to keep your money goals and progress private, Payoff isn’t much different from the competition—getting social is a big part of what Payoff’s all about.
|
|
|
Payoff’s youthful look and profile badges make it feel a bit like a gaming site rather than a money-management tool.
|
But money doesn't have to be serious all the time, right?
Dream on. Is your money management system based on discipline or inspiration?
