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Saving

Get a Tax Credit for Saving

It sounds crazy, but you could potentially get a chunk off your tax bill just for having contributed to your retirement plan in 2012. Although most people are unaware of the so-called Savers Credit, according to a recent Transamerica survey, it...

Don't Blow Your Windfall

Last fall, my husband and I got a mini-windfall—a couple hundred bucks sent to us each month as repayment on a loan. Naturally, we vowed to save every dime. Naturally, we didn’t. We spent it. Meanwhile, over at the Money Magazine offices, where...

The G.O.O.D. Secret—Save

Assuming you’ve read the first installment of the DailyWorth G.O.O.D. guide, you’ve started to live the debt-free life, or at least figuring out what that means. Next step: Start saving.   Being in debt means you’re in danger of falling deeper...

Saved By My Car Budget

It’s not easy starting a new life as a single mom, and my first big challenge was to buy a decent but affordable used car. I’m loyal to Hondas and Toyotas, because I believe those cars spend less time in the shop. But my budget was $200 a month,...

Return It Already

Yes, it’s time for that annual post-holiday tradition we all dread: Deal with your returns and exchanges, or die trying. According to a DailyWorth study of rumors, guesses and human nature, you probably have the following items already gathering...

Amanda Waxes Eloquent About Beauty Costs

I grew up believing that you went to a salon for your hair, for your nails, for all sorts of (cough) basic womanly maintenance. I never questioned that my monthly beauty budget was more than most people spend in a year—sometimes as much as $300...

Holiday Hindsight is 20-20

About three weeks ago, as the holiday season kicked into high gear, I vowed to put all my receipts into a folder to better track my spending. And although I didn't want to look at that pile of receipts, never mind add them up, a promise is a...

The Best Last-Minute Gift

You're out of ideas, almost out of money, and there's little chance you can get anything shipped by Christmas Eve now anyway. Before you resort to regifting, there is a smart, affordable surprise you can have ready at the click of a mouse. It's...

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