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Smart spending

Is It Worth Investing in Precious Metals – For Your Face?

One of my most memorable Christmas parties occurred in college, when I was introduced to a certain sickly-sweet cinnamon schnapps that featured real gold flakes in the bottle. Real gold flakes! I marveled. To drink! I was so taken with the...

Should You Ever Prepay Your Mortgage?

Buying a home is one of the biggest investments you will make in your lifetime, but do you want to be paying for it for the rest of your life? Probably not. Which begs the question: If you have the means, is prepaying your mortgage a good idea?...

10 Money Resolutions You Should Make This Year

It’s that time of year. Yes, the week when millions of Americans make their oaths to the fitness gods. Being physically fit is certainly a worthy (if elusive) goal. but many of us have finances that — let’s face it — are a little out of shape...

Who, What and How Much: Your 2013 Holiday Tipping Guide

During the season of giving, it’s ironic that holiday tipping creates such consternation. What should I give? How much? To whom? What if I mess up by giving cash when I should’ve given cookies, or vice versa? Oy.   “Holiday tipping is fraught...

Last-Minute Holiday Gifts That Don’t Seem Like They Were

In true form, I’ve waited until rather late in the game to tackle the ol’ holiday gift list. Figuring out teachers’ gifts, what to get the in-laws and how much my kids need from Santa causes me real trauma, so I’ve pushed shopping way down on my...

Awkward! How to Handle Sticky Money Situations

There are few things that come between friends and family members as easily as money. From neglecting to pay back borrowed funds to dividing the tab on dinners (or cabs, vacations, you name it), cash can cause friction and hurt feelings. In my...

13 Shopping Strategies for End-of-Year Sales

Take it from me, a black-belt shopper: There’s an art to shopping — and sale shopping requires extra finesse. Scoring big at sale time means something different to every woman. For some, it might mean that you can finally scoop up that one...

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