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Smart spending

The Best Returns You'll Ever Get on Your Money

When you think of investing, you probably envision checking a box on your 401(k) paperwork or clicking some buttons on an online trading platform. These are important ways to invest, of course, but there’s more to it than that. Whether you’d call...

5 Smart Tips for Traveling Safely

I like to think of the lead-up time to a vacation as the “honeymoon phase”: dreamily perusing guidebooks and making lists of the must-sees I’ll be touring in some beautiful, foreign locale. This is before the “marriage phase” kicks in: the trip...

The Best Days To Get Discounts on Almost Anything

Love a good deal? Sometimes finding the best ones depends not just on finding the right place to buy, but on choosing the right day to shop.   “Consumer shopping behavior varies by day of the week, and retailers respond by differing promotions...

How Much Can You Negotiate? More Than You'd Think.

Negotiating is a tricky, tricky game. I prefer doing it over email: I ponder my moves, come to a decision and slide the page back across the virtual table. I understand the basics of negotiation, but no matter what I know, getting down to the...

From Bank Fees to Medical Bills – 6 Surprising Things You Can Negotiate

Everything can be had for a price — and more often than you’d think, it’s less than what the price tag says. You probably expect to haggle a bit when purchasing a car or a garage sale item, but did you know it’s possible to keep more of your...

How Hormones Can Sabotage Your Spending

You may be “lucky” enough to notice some hormone-related changes to your attitude once every 28 days or so. But did you know that the same hormones that regulate your cycle also act on your brain every day, affecting the way you think, act—and...

Be a Smart Phone Shopper

You don’t know for sure whether your smartphone will give you cancer or cause your kid to have more accidents.  But if you’re using it to shop, it can impair your ability to make smart spending decisions. That’s because phones are so convenient,...

How to Buy...a Down Comforter

It’s a winter essential—yet buying a good down comforter has gotten almost as complicated as picking a smart phone.Whether you're spending $200 or $1,200, here's what you need to know:Decide between down and down-alternative. Down is insulating...

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