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Saving

8 Excuses for Not Saving Money — Debunked

After two decades of personal finance reporting, I’ve heard every excuse in the book for not saving money. That said, none of them really hold up — at least over the long term. Here are eight excuses I hear all the time, why you’re likely saying...

6 Simple Ways to Save More

It’s no surprise that Americans are not particularly good at saving money. Even after the financial crisis of 2008, the savings rate only went up to about 5.5 percent, and it was back down to 2.6 percent by 2013, according to Sheldon Garon, a...

Which Expenses Are Worth Sharing?

Type “sharing economy” into Google and you’ll find two things: First, people can’t agree on a definition. Second, ‘sharing’ isn’t really about sharing at all, it’s more about money — both making it and saving it. Does your car sit in your driveway...

5 Ways to Use Social Media to Save Money

If you’re active on social media, you’re constantly presented with opportunities to save, whether you've signed up for them or not. If you’re not careful, the exposure to deals and discounts — particularly those with rapidly closing windows — can...

My Savings Changed My Life: 7 True Stories

We know you’ve probably heard this mantra drilled into your brain over and over: One of the smartest financial moves you can make is to save money in an emergency fund. But despite all the airplay, many people still aren’t on board. According to...

7 Simple Steps to Paying Off Debt

When you combine the right mindset with a tactical game plan, not only can you pay off your debt faster, but you can actually enjoy the process as well. That may sound like a foreign concept, but by keeping a positive mindset and celebrating your...

Save Money on Your Summer Plans

How to cut costs on special events — from giving gifts to getting there

Why Is It So Hard for Us to Save?

It is not okay that you (or we, a collective we) do not have an emergency savings fund. And yes, I know what you’re going to say because I used to say it too: It’s hard enough just trying to get by paycheck to paycheck. You’re not making nearly...

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