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Smart spending

A Gift Guide for Grownups

Finding a not overly personal gift for your office Secret Santa (or an appropriately personal one for your mother-in-law) can be almost as overwhelming as the actual money you’ll spend during the holiday season. Luckily, we scoured the Internet...

A Post-Thanksgiving Shopping Survival Guide

’Tis the season of buying and spending. Or so it seems. If you’re like me, the thought of lining up in the cold, dark night to pounce on a discounted TV or half-price sweater makes you recoil. But despite the frenzied start, you likely do have a...

Who, What and How Much: Your 2014 Holiday Tipping Guide

During the season of giving, it’s ironic that holiday tipping creates such consternation. What should I give? How much? To whom? What if I mess up by giving cash when I should’ve given cookies, or vice versa? Oy.   “Holiday tipping is fraught...

The Best Times to Buy Big-Ticket Items

Savvy shoppers know the best time to get linens is during January’s white sales and that July is a great time to buy swimsuits. But how about the purchases that will really dent your wallet? Do you know — or think you know — the best time to buy...

5 Things You Should Never Buy at Full Price

Maybe it’s true that “you get what you pay for” with certain products and services, but for many commodities and everyday needs, it’s easy to pay way too much. According to a recent Gallup poll, 45 percent of Americans are spending more money now...

Which Expenses Are Worth Sharing?

Type “sharing economy” into Google and you’ll find two things: First, people can’t agree on a definition. Second, ‘sharing’ isn’t really about sharing at all, it’s more about money — both making it and saving it. Does your car sit in your driveway...

Stop Overspending on Groceries

Where’s all my money going? That was the nagging question that prompted me to take a closer look at my family’s finances. One glance and it was obvious: Food. We were spending an exorbitant amount of money on food as a family. As it turns out, we...

Don’t Fall For These 5 Pricing Tricks

Never underestimate the lengths retailers will go to to get you to spend more. Everything from product placement to music to scent can subconsciously coerce you into opening your wallet. But perhaps the most pervasive and effective strategy...

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