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Smart spending

Wardrobe Basics Worth the Splurge

Everyone loves a bargain. But it may not make sense to scrimp on the pieces you need and love the most. In fact, sometimes the best way to be frugal over time is to invest a little more upfront in the right items. When you calculate the price per...

5 Staples That’ll Cost You More This Year – and Why

If any of your money-related resolutions involve sticking to a budget in the coming year (and we hope they do!), we have good news and bad news. The good: Many economists predict that the price of gasoline will actually decrease in 2014. The bad:...

Is It Worth Investing in Precious Metals – For Your Face?

One of my most memorable Christmas parties occurred in college, when I was introduced to a certain sickly-sweet cinnamon schnapps that featured real gold flakes in the bottle. Real gold flakes! I marveled. To drink! I was so taken with the...

Should You Ever Prepay Your Mortgage?

Buying a home is one of the biggest investments you will make in your lifetime, but do you want to be paying for it for the rest of your life? Probably not. Which begs the question: If you have the means, is prepaying your mortgage a good idea?...

10 Money Resolutions You Should Make This Year

It’s that time of year. Yes, the week when millions of Americans make their oaths to the fitness gods. Being physically fit is certainly a worthy (if elusive) goal. but many of us have finances that — let’s face it — are a little out of shape...

Who, What and How Much: Your 2013 Holiday Tipping Guide

During the season of giving, it’s ironic that holiday tipping creates such consternation. What should I give? How much? To whom? What if I mess up by giving cash when I should’ve given cookies, or vice versa? Oy.   “Holiday tipping is fraught...

Last-Minute Holiday Gifts That Don’t Seem Like They Were

In true form, I’ve waited until rather late in the game to tackle the ol’ holiday gift list. Figuring out teachers’ gifts, what to get the in-laws and how much my kids need from Santa causes me real trauma, so I’ve pushed shopping way down on my...

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