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Steph Wagner

5 Money Traps to Avoid

The last thing I expected as I headed up the freeway from San Diego to Los Angeles was a money trap. Traffic? Yes. Frustration and delays? Naturally. But a money trap? Never. Halfway there I had a choice: jump on a wide-open toll road or sit in a...

The Worst Advice I Ever Gave

I was the first to wake that morning.  I was still reeling in the painful aftermath of learning that my husband of nearly two decades had been living a double life. The father of my three sons, and the man I had built a life around, had been...

Your Salary is Not Your Net Worth

It’s tempting to fixate on the dollar amount of your paycheck. But the fact is: What matters far more is what you do with those dollars — and what you allow those dollars to do for you over time. True financial freedom doesn’t happen until you’ve...

The Power of No

For the first year after the divorce was final, my auto-response to just about every question that flew out of the mouths of my three sons was “YES!” It was an automatic, rapid-fire and knee-jerk reaction to each and every query. Yes, I will be...

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