Credit & Debt

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How I Ditched My Debt for Good

If you're in debt, you may have experienced this before: the moment when you get yourself together and finally sit down to tackle your debt you're thinking, “Yes, this is it, I got this!” But then it happens--you're suddenly surrounded by...

What Should You Do With Your Tax Refund?

Try These 5 Ways to Get More From the Money You Get Back

Which Debt Should I Pay Off First?

My husband and I have student loans and mortgage debt (on our primary home and rental properties). Which should we pay down first? —Stephany Y., Los Angeles, CA You’ve probably heard student and mortgage debt referred to as “good debt.” That’s...

Credit Card Calculator
Free credit card payoff calculator by Bankrate.com

Take Back Your Credit

Have you checked your credit report lately? You should. A recent government study found that some 10 million credit reports likely contain errors serious enough to impact people’s scores. And you know what that means. A lower score—even a little...

What a Super High Score Gets You

You've got a great credit score. Solid 750-something. Is it worth the effort to push it a little higher? Would we waste your time telling you no? “The difference is a much better rate on everything,” says Linda Ferrari, author of The Big Score:...

They've Got Your Back

Do you ever check your balance on your phone and stop to wonder whether it's safe? Who's keeping track of all the financial products, gadgets, apps, and new rules that make financial life seem so fraught these days? Meet the Consumer Financial...

Is Your Debt Ratio Healthy?

How do you know if your debt ratio is healthy?Let’s say you’re making a good salary, but you’ve got a big mortgage and car loan. Is there a point at which you’re tipping the scales and being weighed down with too much debt?One way to gauge is by...

Get More for Your Rewards

You spend a lot on your cards and you want all the perks you deserve. With so many options (flights! merch! cash!) how do you get the most for your hard-swiped points?  Best Cash back. Redeeming points for cash is a smart way to go, experts say....

Be Smart About Store Cards

Store cards: friend or foe? Given how tempting that on-the-spot 15 percent discount can be, signing up for a store card is hard to resist—and may even be worth it. But retail cards can also compromise your credit in ways you may not realize, says...

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