Best Travel Rewards Cards


‘Tis the season to rack up some serious travel rewards points. Just make sure your card matches your spending style, says card expert Beverly Harzog


If you…want a straightforward, high-yield program: Go with the Capital One Venture Rewardscard. “You get two points for every dollar spent,” says Harzog. It’s easy to rack up miles for a free airline ticket or hotel room. And unlike many cards, you won’t be charged a foreign transaction fee when plans take you overseas.


Note, too, that the $59 annual fee is waived your first year, and if you spend $1,000 in your first three months, you get a bonus 10,000 points.


If you…love to travel and eat out: Pick the Chase Sapphire Preferred card. You’ll get two points for each dollar spent on travel and dining, one point for everything else—plus some juicy perks: a whopping40,000 bonus points if you spend $3,000 in your first three months (and more). There’s no foreign transaction charge—and you net a 7% bonus for each year’s spending.  


If you…are loyal to one airline: Sign up for your favorite airline’s credit card. Really. Many offer perks in addition miles, like free checked bags (for everyone on your itinerary!), priority seating, and a bonus when you first open the card—often enough for a free flight right away.


Out of the Box
The little-known PenFed Platinum Cash Rewards Visaoffers a 5% rebate on gas—and that award is applied directly to your monthly balance (no need to keep track of points). Vrrroom!


Swipe down. How do you get the max from your rewards card?

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