It's a new year and time for resolutions. You know you should be focused on saving money, including for retirement. Still, the whole notion of saving may be daunting when you've just finished draining your bank account due to the holidays.
But a zero account balance doesn't have to be such a downer. Have no fear: Zero can be your friend.
In this video, Miss Penny Worth has some excuses for putting off saving for another day, until she is inspired to act by the sheer power of double zeros.
Remember, time is the biggest asset you have!
How will you get your savings started this year?
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Deborah Stavis is a member of the DailyWorth Connect program. Read more about the program here.