You Save, America Saves

dw_usa What does it take to become a steady, successful saver?

In honor of America Saves Week (Feb. 21-28), we are devoting these five days to help you develop the skills you need to reach your savings goals—including smart ways to budget and cut spending.

To start: Today marks the beginning of our ongoing partnership with America Saves, a nationwide, non-profit organization that supports saving.

What's in it for you? When you enroll in America Saves, they will email you a link to their interactive Savers Tool. It's pretty slick.

Unlike other online saving tools, this one not only helps you set goals—it requires you to state the actual lifestyle changes you're willing to make in order to save… actual money.

"We're trying to promote financial action," says Christine Lamitina, communications director. "In order to save, you have to change the way you behave."

America Saves is also big on making goals achievable, so the Savers Tool shows when you will hit your target amount, given your current rate of savings—and allows you to make adjustments. (Hint: An excellent resource for anyone in the DailyWorth SaveUP! Campaign.)

Today's Saving Tip: Is your savings goal SMART? Make sure it's Specific, Measurable, Achievable, Realistic and Time-bound.

Savers—Share the wealth! Tell us your best savings tips and tricks so far—how are you cutting back? what keeps the saving steady?—and we'll include you in our reader round-up this Friday.