This Fourth, Look Ahead (Not Backward)

Woman with American FlagSo you have $80,000 in student-loan debt for a degree you’re not using.

So you ignored your credit-card payments for three months because you wanted to send your kid to summer camp, and your credit score took a massive hit.

So you got divorced and traded the retirement fund for the house, which is now worth $100,000 less than you paid for it.

So you quit your job only to learn that running a business isn’t as simple as you thought it would be.

And it’s all you can think about.

It’s almost July Fourth. It’s time to take some liberties:

Liberation from guilt.

Freedom from anger.

Emancipation from self-negating thoughts like, “WHY AM I SO BAD WITH MONEY?”

We’ve all made mistakes. We’ve all made poor choices. And many of us didn’t even realize the consequences of our actions until the Recession laid bare all our excesses, all our ignorance, all our errors.

But it’s time to stop living in the past, regretting your choices and feeling guilty, irresponsible, frustrated, fearful, and stuck.

It’s time to move forward—and create a better, smarter, more empowered future.

This Independence Day, liberate yourself from the past and pledge allegiance to taking a huge leap forward into knowing your worth.

Raise the torch. What steps would liberate you, financially?

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