Shannon McNay

Shannon McNay

Going from banker to Wall Street professional to financial writer, I'm on a journey to bring the personal back to personal finance. It's not just about paying off debt faster. It's about optimizing your career, taking calculated risks, and hatching a plan to reach both professional and financial success along with personal happiness.Let's not forget about the psychology of finance - the "why" behind our actions. By looking inward and evaluating our past and present decisions, we can develop a future of positive habits. I help people understand their habits and desires, talk about how to optimize their life for better financial balance, and how to chase a life of passion.Together, we can empower each other by taking personal finance to the next level. You can find more of my work on the ReadyForZero Blog, Yahoo! Finance, Credit.com, Huffington Post, and more.

How To Pay Off Debt Control Your Debt Number

How To Pay Off Debt Control Your Debt Number

These are the days of quantified self. Using simple phone apps, we track our steps, count calories, analyze our sleep patterns and more; so that we begin to dwindle our lives down to mere numbers. Useful for goal setting? Yes…

How Do You Know if You’re Financially Free

How Do You Know if You’re Financially Free

Being on a mission to help people pay off debt (and battling my own debt struggle in the past) has caused one phrase to be uttered in my mind and my blog posts more often than anything else: financial freedom…

Banking – Benefits of Personal Banking

Banking – Benefits of Personal Banking

When I graduated from college in 2006 and looked for writing or editing jobs, I found nothing. Desperate for something other than my waitressing job, I took the only position I could find: as a teller and then personal banker…

Debt Management – Peace and Complacency

Debt Management – Peace and Complacency

If you’ve been reading my posts here on DailyWorth, then you’ve already read my words on how unbelievably stressful debt can be. Sometimes I’m not even sure what’s worse: paying for debt…

Credit Card Debt – How To Pay Off Debt

Credit Card Debt – How To Pay Off Debt

If you had to name the most frustrating thing about debt, what would it be? The cost? The stress? The shame that can so easily (and unnecessarily) accompany debt? My answer is a little bit different:

How long it can…

Finance and Emotions — Financial Planning

Finance and Emotions — Financial Planning

I recently watched Emma Watson give a speech about feminism and gender inequality. Besides being delighted by her statements and the clarity of her mission, I was reminded of the wide range of gender inequality and the way we women…

Do Credit Card Balance Transfers Help With Debt

Do Credit Card Balance Transfers Help With Debt

What’s the worst thing about credit card debt? High interest rates? High balances? Never-ending monthly payments?

When I had credit card debt, what concerned me the most was feeling like it would never get paid off…