Credit

How My Husband and I Paid Off $62,000 in 3 Years

Two weeks before my senior year of college, I realized that my student debt was out of control. As I packed my bags in preparation for another semester, I overturned a thick stack of paper statements from Sallie Mae, and they spilled across my...

Should You Close a Credit Card Account?

If you’re no longer using a particular credit card, there are financial benefits to keeping it open — as long as it’s free. But if it’s costing you unnecessary fees (or tempting you to spend), make sure to close it correctly or you could hurt...

How to Boost Your Credit Score

If your credit score is under 700 (the number considered prime), you’re not alone. More than 55 percent of Americans have subprime credit scores, according to the 2015 Assets & Opportunity Scorecard. But low scores don’t have to be permanent. In...

6 ‘Good’ Credit Card Moves That Are Actually Terrible

Credit cards can cause problems for those who overcharge and can’t pay their bills on time, but they can also be valuable tools for building credit history and reaping rewards. But to maximize credit cards as a valuable financial tool, you must...

What To Do If You Can’t Pay Your Tax Bill

We’re closing in on Tax Day, which means some of us are handing over a sizable sum to our best friend, the IRS. But what happens if you simply don’t have the money to pay your tax bill? First and foremost, file anyway. Your bill won’t even come...

Your Credit Card’s Best-Kept Secrets

Sure, credit cards can be problematic if you carry big balances and don’t pay them off. But when managed properly, credit cards can actually save you money through valuable benefits. But many cardholders don’t use — or even know about — the...

The 10 Worst Credit Card Mistakes You Can Make

Credit cards can be a convenient, safe way to make purchases and build your credit scores. Or they can be an expensive nightmare that could put you in bankruptcy court. The difference isn't so much in the cards you use as how you use them. Here...

How to Deal With Debt Collectors

You don't have to be a hot financial mess to have collection accounts ruining your credit. Rosemary had great credit scores until a $46 medical bill went into collections. Her scores plummeted by more than 100 points and she was turned down for a...

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