Money advice

7 Warning Signs You’re In Financial Trouble

I vividly remember being in my kitchen a couple years ago and having to decide between two bills to pay: our mortgage or day care. My husband has recently gotten laid off for the second time in four years, and in the meantime, we had doubled our...

6 Fascinating Mind Tricks That Help You Save Money

Putting money aside seems pretty straightforward. But seeing as the average personal-savings rate is just 5.7 percent (compared to 11 percent two decades ago), it’s definitely easier said than done. “We like to think of ourselves as rational when...

6 Simple Ways to Save More

It’s no surprise that Americans are not particularly good at saving money. Even after the financial crisis of 2008, the savings rate only went up to about 5.5 percent, and it was back down to 2.6 percent by 2013, according to Sheldon Garon, a...

Save Money on Your Summer Plans

How to cut costs on special events — from giving gifts to getting there

Why Is It So Hard for Us to Save?

It is not okay that you (or we, a collective we) do not have an emergency savings fund. And yes, I know what you’re going to say because I used to say it too: It’s hard enough just trying to get by paycheck to paycheck. You’re not making nearly...

These Hidden Fees Are Costing You

Even the tightest budgets are rarely airtight. Maybe you don’t overspend on groceries or entertainment, but you do end up paying for fees you were never expecting. Consumers are dinged with hidden fees almost everywhere they turn — from bank fees...

11 Money Saving Habits That Can Cost You

Trying to cut costs in your daily budget is a valiant — and often necessary — practice. A few dollars saved here and there can amount to a sizeable sum over time, after all. But how you save can make a big difference in how much you save. Because...

Is Negative Thinking Keeping You From Getting Rich?

While I like to think that I have a pretty healthy relationship with money — I save, I try to stick to a budget (key word: try) — I still have nagging negative thoughts about my income and what I choose to do with it. And I’m not alone. No matter...

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