Saving

How to Save $1 Million In Your 401(k)

Got $1 million in your 401(k)? Some savers might be surprised how feasible that savings goal is if they put their mind — and their money — to it. Of course, if you don’t have $1 million saved, you’re definitely not alone. Just 0.42 percent of all...

6 Ways to Cut Your Monthly Bills

Who isn’t turned off by high bills? I am, yet I’ll go months, even years, without investigating ways to cut them down, even when it could mean saving thousands. The obvious reason: I think I don’t know how to shave dollars off seemingly fixed...

7 Easy Budget Lunches to Bring to Work

Helen Gurley Brown, the illustrious editor-in-chief of Cosmopolitan for 32 years, didn’t believe in shelling out money for work lunches. As a longtime secretary who worked her way up, she thought throwing away money on lukewarm sandwiches was a...

10 Tips for Saving on Your Next Mattress

Nobody wants to buy a new mattress — it’s a mundane process that can set you back anywhere from a few hundred to several thousand dollars. No wonder we’re all losing sleep. But a little-known fact is that you can negotiate the price. Here’s how....

3 Biggest Financial Mistakes Made By Each Generation

High school yearbooks don’t say which students are “most likely to make terrible financial decisions.” But if they did, a recent report could predict what those mistakes would be, based on when the person graduated. Every generation has a “pain...

How to Save $5,000 in a Year

Financial expert David Bach coined the now-famous phrase “latte factor” more than a decade ago to illustrate the thousands of dollars you could save over time by giving up your daily latte. The phrase is akin to the common notion that little...

10 Internet Habits Costing You Money

We spend a good chunk of our day plugged in. In fact, a study from last year determined that the average American spends 23 hours a week emailing, texting, or using social media. Twenty-three hours is ample time for marketers, advertisers, and...

3 Quick Tips to Save Hundreds of Dollars

A few weeks ago, I saved our family $792 a year with a single, 10-minute phone call. A few months earlier, another quick call saved us $833 a year. Many times, saving money requires time and energy — sometimes for very little payoff. I prefer the...

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