Credit

How to Get the Most From Your Credit Card

We’re getting smarter about our credit cards: According to new Gallup research, more Americans are relying less on them. In fact, credit card ownership is at an all-time low, with 64 percent of those surveyed paying off their balances in full...

What Goes Into Your Credit Score?

Your credit score can make or break you: It can determine whether you’re approved for a loan, can rent an apartment, even whether you’ll be hired for a job. Despite the impact your credit score has, it’s rare to find someone who understands the...

How My Husband and I Paid Off $62,000 in 3 Years

Two weeks before my senior year of college, I realized that my student debt was out of control. As I packed my bags in preparation for another semester, I overturned a thick stack of paper statements from Sallie Mae, and they spilled across my...

Should You Close a Credit Card Account?

If you’re no longer using a particular credit card, there are financial benefits to keeping it open — as long as it’s free. But if it’s costing you unnecessary fees (or tempting you to spend), make sure to close it correctly or you could hurt...

How to Boost Your Credit Score

If your credit score is under 700 (the number considered prime), you’re not alone. More than 55 percent of Americans have subprime credit scores, according to the 2015 Assets & Opportunity Scorecard. But low scores don’t have to be permanent. In...

6 ‘Good’ Credit Card Moves That Are Actually Terrible

Credit cards can cause problems for those who overcharge and can’t pay their bills on time, but they can also be valuable tools for building credit history and reaping rewards. But to maximize credit cards as a valuable financial tool, you must...

What To Do If You Can’t Pay Your Tax Bill

We’re closing in on Tax Day, which means some of us are handing over a sizable sum to our best friend, the IRS. But what happens if you simply don’t have the money to pay your tax bill? First and foremost, file anyway. Your bill won’t even come...

Your Credit Card’s Best-Kept Secrets

Sure, credit cards can be problematic if you carry big balances and don’t pay them off. But when managed properly, credit cards can actually save you money through valuable benefits. But many cardholders don’t use — or even know about — the...

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