Higher Education

How Unlearning Makes You Smarter

How Unlearning Makes You Smarter

Unlearning. We could all use a bit more of it. We spend so much time obsessed with acquiring new knowledge that we don’t realize a lot of not-so-useful knowledge also finds its way into our heads.
4 Reasons to Consider an Online Education

4 Reasons to Consider an Online Education

You probably don’t need to be convinced that education of any kind is an excellent investment to make in yourself. But do you still need to be convinced about the benefits of learning online?

Thanks to the internet…

Help With Student Loan Debt — Student Loan Myths

Help With Student Loan Debt — Student Loan Myths

Is your student loan payment a stubbornly significant monthly expense? If so, you’re not alone. More and more people are graduating with education debt each year, with recent data suggesting that a whopping 70% of college grads in…

Do you need a college degree

Do you need a college degree

Is it worth investing in a college education? A story last month by David Leonhardt in The New York Times said, unequivocally, yes. "The pay gap between college graduates and everyone else reached a record high last year, according…

How We Paid Off Over $100,000 in Student Loans

How We Paid Off Over $100,000 in Student Loans

For 37 million Americans, student loan debt is a financial albatross around their necks. And it’s growing. Debt from student loans has increased by 300 percent over the past eight years to nearly $1 trillion, according to a…

Why You’re Saving for College All Wrong

Why You’re Saving for College All Wrong

While American families have more money saved for college than they did last year, it’s still not nearly enough — and they’re saving incorrectly, advisors say. Only half of all families with children under 18 save…

Saving for College-the Best 529 Plans

Saving for College-the Best 529 Plans

Most financial professionals would advise not to sacrifice your retirement savings in order to save for your kids’ education (or more education for you)–especially when there are scholarships and loans available for college, and not for retirement. But…

Best Female Commencement Speakers 2013

Best Female Commencement Speakers 2013

Women may be graduating from college in greater numbers than their male counterparts, but the podiums on graduation day are still dominated by men. (Sigh.)  Still, the roster of commencement speakers this year was peppered with powerful women in…

Personal Finance Cheat Sheet For New Grads

Personal Finance Cheat Sheet For New Grads

When you’re trying to get your bearings as a new graduate, it’s hard to know how to manage your personal finances. Here are some quick tips to get newly minted graduates started on a journey to better finances…

What’s the best way to save for college?

What’s the best way to save for college?

If you are committed to paying for at least some of the college costs for your children, you should open a 529 savings plan, which allows you to grow money on a tax-deferred basis and withdraw it for qualified…

Saving for Higher(-cost) Education

Saving for Higher(-cost) Education

Tell me if this sounds familiar: You read a story about how you should start saving for college the minute your kid is born. You look at your baby, pooping in his onesie, and think, “Dang, I’m…

Why Kids Should Chip in for College

Why Kids Should Chip in for College

When I was in high school, I worked as a waitress, slinging hot cakes and hash at my local IHOP. My plan: to drive off to college in a lightly-used red sports car. Then my father presented me with…

Save for Our Future—or the Kids’?

Save for Our Future—or the Kids’?

Should Your Retirement Trump Your Kids’ College Fund? My oldest daughter is 10. She just started middle school (and reading young adult novels, and asking if she can wear dangly earrings). The future seems a lot closer than it…

Back to School Without Back-Breaking Debt

Back to School Without Back-Breaking Debt

Going back to school would be a dream—except for that part where you get your first student loan bill and wake up screaming.
Unfortunately, “non-traditional” students (late twenties and up) graduate with 15% more debt…

Does College Still Pay Off?

Does College Still Pay Off?

You’ve heard the horror stories: parents shelling out $30,000 only to watch their kid drop out of school, college grads with debt in the six figures and no job prospects.
Is college still worth it?
The average…

College Smarts Without the Elite Price Tag

College Smarts Without the Elite Price Tag

Bad news: Nearly 25% of parents plan to use their own retirement savings to pay for college, according to a study released last week.
Cashing out retirement funds early,  even for education, is a big no-no. The tax…

Back2School: 18 Years to Save

Back2School: 18 Years to Save

We don’t want you stuck paying full freight for college in 10 or 15 years, so let’s explore that 529, shall we?
You may not know that…

There are two types of 529 plans: a pre…

Going Back to School—Worth It or Not?

Going Back to School—Worth It or Not?

You’ve been toying with the idea for years: To go back to school and do what you REALLY want.
We asked over a dozen people who made that leap to tell us: Was it worth the time and money…