Credit & Debt

5 Tools for Managing Your Student Loans

5 Tools for Managing Your Student Loans

More Americans than ever are struggling with student loan debt. Currently, they owe over $1.3 trillion (yes, trillion with a “t”!) in student loan debt, spread out over 44 million borrowers.
How I Paid off $35,000 in Debt

How I Paid off $35,000 in Debt

It wasn't until my husband and I had our first child and the medical bills started rolling in that I really started to take a serious look at our debt.
Do This One Thing Today to Improve Your Finances

Do This One Thing Today to Improve Your Finances

June 27 is FinHealth Matters Day, an observance created by the Center for Financial Services and dedicated to bringing attention to Americans’ financial health via social media and other platforms. In honor of this new financial holiday, (who knew there…

Why I Gave up on My Debt-Free Dream

Why I Gave up on My Debt-Free Dream

At 22, I was drowning in debt from college expenses, a new baby, and a house my husband and I weren't ready to buy. Our son spent the first week of his life in the hospital, and large hospital bills accrued. The mortgage loomed. Emergencies here and there, like our computer crashing or the car air conditioner breaking, were paid for on credit cards. We were staring down $140,000 in debt, and I felt completely hopeless.
The Total Amount of Credit Scores You Have Part 2

The Total Amount of Credit Scores You Have Part 2

Earlier this week, we published part one of You Have 30 or More Official Credit Scores, which included several options for fee-based services that provide credit scores. In part two, we explore the free options that are available for…

The Total Amount of Credit Scores You Have

The Total Amount of Credit Scores You Have

Most people think they have just one credit score, and that all lenders use this single score to measure your creditworthiness. But not only do you have over 30 credit scores, a quick web search will also reveal seemingly endless…