Credit & Debt

FSA Money: 4 Days to Use It or Lose It

FSA Money: 4 Days to Use It or Lose It

The grace period for spending down the 2010 funds in your flexible-spending account is up on March 15. Remember, whether you allocated $200 or $2,000 to be saved in your FSA last year, those are use-it-or…

Single Mom Start-Up Debt

Single Mom Start-Up Debt

For the first time in 10 years, I have gone into debt—a whopping $4,200—to restart my life as a single mom.

 I’ve had to buy a car ($1,000 down payment)
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Save or Pay Off Debt?

Save or Pay Off Debt?

It’s a common dilemma: Should you put all your spare cash toward paying down debt, or build up your emergency savings—or a little of both? It’s a serious question now. If you lost your job, the…

8 Ways to Cut Your Credit Card Debt

8 Ways to Cut Your Credit Card Debt

If you're overwhelmed by nausea every time you even think of using your credit card, you've probably been on the "charge it" carousel just a little too long.

Time to get off.

But can…