Financial Planning

6 Millionaire Myths Debunked

6 Millionaire Myths Debunked

Many people believe that — while it’d certainly be nice — they’ll never become millionaires. That it’s an utterly unattainable dream.

The truth is: Hitting the $1 million mark is more attainable today than ever — and more important. That…

The Joke About Women And Money

The Joke About Women And Money

My husband has a habit of saying in public that I am “bad with money.” He’ll toss this out in conversation as though it’s common knowledge, expecting to be met with general agreement, not debate. If he were…

Why You Need a Budget

Why You Need a Budget

I remember the first time I was introduced to budgeting. It was similar to the first time I met my husband: significant in hindsight but hardly memorable.

I was having a conversation with my best friend’s husband. He…

Little-Known Ways to Get Rich

Little-Known Ways to Get Rich

You likely already know the standard advice about building wealth: Live below your means. Max out your retirement accounts. Pay off your debt. But in addition to those tried-and-true methods, there are other, less well-known ways that…

Creating a Budget

Creating a Budget

When you treat yourself to a new pair of shoes or dinner at a restaurant, you want to know that you can afford the splurge – instead of worrying that you’re spending beyond your means. Unfortunately, debt is…

5 Things You Can’t Ignore About Your Advisor

5 Things You Can’t Ignore About Your Advisor

Financial advisors can have major conflicts of interest. With your investments, children’s education, and retirement portfolio at stake, it is important to understand how your investments are being handled. Some may charge hidden fees, and in certain cases may…

Secrets of Financial Advisors – Financial Advice

Secrets of Financial Advisors – Financial Advice

Ten years ago Paladin Research surveys showed 62% of investors selected financial advisors from brand name firms. They said they felt safer because the firms were big and well known. Today, that number is down to 18%.

What do these…

How to Negotiate Your Medical Bills

How to Negotiate Your Medical Bills

You can negotiate car prices, mattress prices, and even your taxes, but did you know that you can negotiate your medical bills? Instead of panicking next time you get a medical bill, follow these steps to lower your payment and…

Why You Should Manage Your Own Money

Why You Should Manage Your Own Money

“If I had my life to live over again, I would ask that not a thing be changed, but that my eyes be opened wider.” — Jules Renard

When I decided on a career as a financial planner…

How to Apply the KonMari Method to Money

How to Apply the KonMari Method to Money

Marie Kondo’s best-selling book about decluttering, The Life-Changing Magic of Tidying Up, has prompted people around the world to shed their stuff. The Japanese organizer’s precepts have “developed a cult-like following,” according to the Wall…

Warning Signs of Living Beyond Your Means

Warning Signs of Living Beyond Your Means

Living beyond your means is pretty easy to do these days, especially since we live in a time when buying on credit — and having a YOLO mentality — has become the norm. But just because it seems normal doesn’t mean…

How Is Credit Score Determined

How Is Credit Score Determined

Your credit score can make or break you: It can determine whether you’re approved for a loan, can rent an apartment, even whether you’ll be hired for a job. Despite the impact your credit score has…

Why You Should Track Your Spending

Why You Should Track Your Spending

A few years ago, my husband and I started running out of money before we ran out of weeks in the month. (Don’t you hate when that happens?)

This was embarrassing because I make my living advising people about…