Insurance

Changes to Obamacare Affordable Care Act

Changes to Obamacare Affordable Care Act

The Affordable Care Act, also known as Obamacare, has become a polarizing political issue over the past several years. Americans are deeply divided over their views of the law, and while leaders on both sides of the aisle seem to…

Keeping Long-Term Care Insurance Affordable: 7 Tips

Keeping Long-Term Care Insurance Affordable: 7 Tips

Currently, 12 million Americans need long-term care. By 2050, that number is expected to more than double. Long-term care (LTC) can vary widely — it includes everything from home health care and adult day care to residential care in…

How to Get Out of Medical Debt

How to Get Out of Medical Debt

The good news first. More than 16 million previously uninsured Americans are now covered by Obamacare. The bad news: It sure doesn’t cover medical debt. And 70 percent of us are still struggling to get rid of it, according…

Guide to Long-Term Disability Insurance

Guide to Long-Term Disability Insurance

A home is likely one of the largest purchases you will ever make, so it may surprise you to hear that it is actually not your biggest asset. The ability to earn a continuous income far surpasses the value of…

Who Needs Life Insurance?

Who Needs Life Insurance?

As the new year begins, it’s customary to take a look at the year ahead and mindfully make resolutions. We think about goals to set, and changes that will make our lives more healthy, productive, and financially stable than…

What is Life Insurance and How is it Used?

What is Life Insurance and How is it Used?

If you feel lost during open enrollment for your benefits, you are not alone. Many people struggle with the options thrown at them — specifically the life insurance options — and worry that they are not making the right decisions. The number…

What Kind of Life Insurance Do You Need?

What Kind of Life Insurance Do You Need?

Most people avoid thinking about life insurance for as long as possible. But to make the question of whether you need it a little less daunting, set your emotions aside for a moment and answer this simple question: Would anyone…

Insurance Premiums on Mortgages Decreasing

Insurance Premiums on Mortgages Decreasing

The federal agencies tasked with boosting homeownership may have finally found their silver bullet when it comes to getting first-time and millennial home buyers off the fence.

Earlier this year, the Federal Housing Administration began reducing mortgage insurance premiums…

Reasons To Get Renters Insurance

Reasons To Get Renters Insurance

Do you know that over one-third of Americans rent?

And yet, most people who rent do not have any protection in place to cover themselves or their belongings from personal or liability damages. Stuff happens. Sometimes pipes burst, a…

How Much Is Homeowners Insurance?

How Much Is Homeowners Insurance?

How much is homeowners insurance?

This is one of the first questions you should ask when preparing to buy a new home. That’s because you need to have a good idea of your total potential housing expenses when determining…

Smart strategies to save on homeowners insurance

Smart strategies to save on homeowners insurance

If you own a home or are planning to, homeowners insurance is a necessary expense that, ironically, you hope you never have to use. All homeowners insurance policies are not created equal. There are many variables that can make a…

What Kind of Insurance Do I Need?

What Kind of Insurance Do I Need?

Insurance. It’s one of those words that tends to make people groan, roll their eyes or tune out altogether. You know you need some insurance, but which kinds and how much? It can seem like a guessing game, and…

Hire a Public Insurance Adjuster

Hire a Public Insurance Adjuster

In the case of a huge storm like Hurricane Sandy, which affected millions of homeowners and renters, insurance company delays could be even longer than the gas lines last weekend.

What can you do?
Hire a public insurance adjuster, who…