Retirement

What to Expect When You’re Expecting Retirement

What to Expect When You’re Expecting Retirement

The face of retirement is changing and the American psyche needs to catch up! Perhaps the greatest disservice bestowed on our culture is the mindset created by advertisers, advisors, and individuals — the notion that retirement is a gray-haired…

IRA vs. 401(k) – What’s the Difference?

IRA vs. 401(k) – What’s the Difference?

So you’re planning for retirement — and feeling unsure about which product is the best vehicle to get you there. These days, few people have access to “defined benefit” plans like the pensions that may have guaranteed your grandparents a…

The Easiest Retirement Plan: Start Saving Now

The Easiest Retirement Plan: Start Saving Now

It's a new year and time for resolutions. You know you should be focused on saving money, including for retirement. Still, the whole notion of saving may be daunting when you've just finished draining your bank…

The Costs of Opening a Retirement Fund

The Costs of Opening a Retirement Fund

If you are interested in opening a retirement account, you probably want to know what it will cost you.

The components you need and will be paying for are as follows: a bucket, and a few interesting things to throw…

The Power of Compounding Interest

The Power of Compounding Interest

For most of us, planning for retirement wasn't a front burner item during our early working years. Consequently, as a financial adviser I often find myself telling people, "It's never too late to start doing…

5 ways to reduce financial stress in retirement

5 ways to reduce financial stress in retirement

Planning financially for retirement can seem like an impossible task at first. I can't promise that the following five ways will eliminate 100 percent of your financial stress in retirement or provide you total peace of mind but…

Follow These 3 Rules and Retire Comfortably

Follow These 3 Rules and Retire Comfortably

When making big financial decisions — a home, a car, college for the kids — you make must take into account how much income you’ll need for retirement. To put it bluntly: Retirement savings comes first, everything else…

Jump-Start Your Retirement Savings

Jump-Start Your Retirement Savings

Saving for retirement is a lot like dieting. We all know what we should be doing, but actually doing it is hard. It’s much easier to make excuses.

We’re busy. We have responsibilities — to children…

Afraid of Running Out of Money in Retirement?

Afraid of Running Out of Money in Retirement?

If you’re like most women, the answer is yes. A new survey from Bank of America shows that nearly 60 percent of mass affluent women (women with $50,000 to $250,000 in investable assets) are concerned with…

How to Retire Early

How to Retire Early

For many Americans, the idea of an early retirement is pure fantasy — many surveys suggest that a good portion of us are convinced we’ll never be able to retire at all. But what if retirement saving isn…