Saving

Decide When to Refinance

Decide When to Refinance

 
Q: How do I decide whether it makes sense to refinance my mortgage at a lower interest rate? In this example, imagine that you’re refinancing a $160,000, 30-year fixed mortgage that is currently at 6.5…

Join Save UP! DailyWorth’s 2010 Saving Challenge

Join Save UP! DailyWorth’s 2010 Saving Challenge

Ready, set … JOIN Save UP! on DailyWorth, a year-long, savings initiative that will help every DailyWorth member build her net worth. You now have thousands of women (all of us)—your built-in cheering squad and advisory board…

Budget Busters

Budget Busters

Congratulations, you’ve got a budget: $400 a month for groceries. $2,000 for rent or mortgage, and 15% of your take-home pay distributed across your six-month emergency savings fund, IRA and 401k. Wait … nothing left over for…

A Penny Saved, Part III

A Penny Saved, Part III

What you don’t see, you won’t spend. That’s the idea behind an automated withdrawal system, which takes money out of your checking account every month and puts it into a savings account. You can create multiple savings…

A Penny Saved

A Penny Saved

Expecting a refund check from the IRS? Most Americans do, and the average refund is over $2,000. Don’t use it toward paying bills, buying a new wardrobe or a down payment for a new car or a house…

Reconsider Your Market

Reconsider Your Market

Looking out for your bank account is a good thing. In negotiations, if you’re struggling to earn what you think you are worth, reconsider who you’re selling to. Mikelann Valterra, founder of the Women’s Earning Institute, advises…

Where Has All the Money Gone?

Where Has All the Money Gone?

Go ahead and pat yourself on the back for not booking that Mexico trip this year, and for buying the 8 GB iPhone instead of the 16 GB iPhone. Then once you’re done congratulating yourself, sit back and look…

Top Ways to Save on Groceries

Top Ways to Save on Groceries

My wonderful colleague, Dages Keates of Delicious Dialogues shares her super Top Ways to Save Money on Groceries. Money management tips come in all shapes and sizes. They don’t just have to be on your bank statement – you can…

Blankie is to Baby as Work is to Mommy

Blankie is to Baby as Work is to Mommy

I’ve always found comfort in my professional self. The me that puts on tailored clothes, carries a laptop and knows enough jargon to hang with my B-School friends. I’m good at work. It’s what I do…

Don’t Be a Statistic: Mind the Gap

Don’t Be a Statistic: Mind the Gap

I used to think that people who pored over numbers and stats were geeks, and largely irrelevant to my life, my career, my small corner of the universe. And then I came upon a statistic the other day that made…

I am not entitled. I am not entitled.

I am not entitled. I am not entitled.

I started DailyWorth for very selfish reasons. I want to be wealthy — wealthy on all levels — financially and spiritually, mostly (I know, guru friends — spiritual wealth has no relationship to financial wealth, but that’s for another blog post). Let…