Saving

6 Mind Tricks to Help You Save Money

6 Mind Tricks to Help You Save Money

Putting money aside seems pretty straightforward. But seeing as the average personal-savings rate is just 5.7 percent (compared to 11 percent two decades ago), it’s definitely easier said than done. “We like to think of ourselves as…

25 Powerful Quotes on Saving

25 Powerful Quotes on Saving

The issues of money management are timeless — particularly the struggle to keep on top of costs and ensure you’re funneling money back into savings. From Benjamin Franklin to Beyoncé, the most notable people of past and present have ruminated…

6 Best Savings Apps for iPhone and Android

6 Best Savings Apps for iPhone and Android

How’s your bank balance? Could be better? You’re not alone. Only one in four Americans surveyed by Bankrate.com in June 2014 said they had an adequate emergency fund (that’s at least enough savings to cover six…

8 Excuses for Not Saving Money

8 Excuses for Not Saving Money

After two decades of personal finance reporting, I’ve heard every excuse in the book for not saving money. That said, none of them really hold up — at least over the long term. Here are eight excuses I…

6 Ways to Boost Your Savings

6 Ways to Boost Your Savings

It’s no surprise that Americans are not particularly good at saving money. Even after the financial crisis of 2008, the savings rate only went up to about 5.5 percent, and it was back down to 2.6 percent…

11 Ways to Save $1,000 this Summer

11 Ways to Save $1,000 this Summer

You know what’s better than a glowing tan at the end of the summer? A glowing savings account. Enter my summer savings strategies. Below you’ll find a variety of ways to save up to (and over…

5 Ways to Use Social Media to Save Money

5 Ways to Use Social Media to Save Money

If you’re active on social media, you’re constantly presented with opportunities to save, whether you've signed up for them or not. If you’re not careful, the exposure to deals and discounts &mdash…

How Their Emergency Savings Saved Them

How Their Emergency Savings Saved Them

We know you’ve probably heard this mantra drilled into your brain over and over: One of the smartest financial moves you can make is to save money in an emergency fund. But despite all the airplay, many people…

6 Pricing Tricks Retailers Use to Get You to Spend More

6 Pricing Tricks Retailers Use to Get You to Spend More

Never underestimate the lengths retailers will go to to get you to spend more. Everything from product placement to music to scent can subconsciously coerce you into opening your wallet. But perhaps the most pervasive and effective strategy retailers employ…

3 Ways to Beat the Odds and Save More Money

3 Ways to Beat the Odds and Save More Money

We’re supposedly in a new era of financial sobriety. Yet the evidence suggests otherwise. Amid the rubble of the 2008 financial crisis, there was talk of a return to thrift. For a brief period, it looked like it…

The Cost of Hidden Fees

The Cost of Hidden Fees

Even the tightest budgets are rarely airtight. Maybe you don’t overspend on groceries or entertainment, but you do end up paying for fees you were never expecting. Consumers are dinged with hidden fees almost everywhere they turn &mdash…

Your Roadmap to Saving 10 Percent

Your Roadmap to Saving 10 Percent

Forget about losing that last 10 pounds. Want to really make a difference in your life? Start saving 10 percent of your income.

As New Year’s Resolutions go, this one isn’t all that different than the…