Saving

How to Save $5,000 in a Year

How to Save $5,000 in a Year

Don’t Give Up That Latte
Financial expert David Bach coined the now-famous phrase “latte factor” more than a decade ago to illustrate the thousands of dollars you could save over time by giving up your daily latte. The…

How to Lower Utility Payments and Other Bills

How to Lower Utility Payments and Other Bills

Who isn’t turned off by high bills? I am, yet I’ll go months, even years, without investigating ways to cut them down, even when it could mean saving thousands. The obvious reason: I think I don’t know…

5 Ways to Make Saving Feel Fun

5 Ways to Make Saving Feel Fun

We all know that we’re supposed to save money — for emergencies, so we can make big purchases without credit cards, and for “the future” in general.

But saving money doesn’t usually feel fun or glamorous. Usually it means…

How to Manage Your Money

How to Manage Your Money

I was once an epic overspender, but these days I’m constantly surprised by the positive balances in my automated accounts. I know automation works. I credit this system of money management with totally transforming my financial reality. Now…

Is LASIK Worth the Money?

Is LASIK Worth the Money?

I’ve had poor vision since the fifth grade — and it’s steadily and steeply declined ever since. Now I see so poorly that driving after dark is dangerous. After spending hundreds of dollars a year on…

How to Save $1 Million In Your 401(k)

How to Save $1 Million In Your 401(k)

Got $1 million in your 401(k)? Some savers might be surprised how feasible that savings goal is if they put their mind — and their money — to it.

Of course, if you don’t have $1 million saved, you’re…

How to Buy a Mattress

How to Buy a Mattress

Nobody wants to buy a new mattress — it’s a mundane process that can set you back anywhere from a few hundred to several thousand dollars. No wonder we’re all losing sleep.

But a little-known…

How to Save $5,000 in a Year

How to Save $5,000 in a Year

Financial expert David Bach coined the now-famous phrase “latte factor” more than a decade ago to illustrate the thousands of dollars you could save over time by giving up your daily latte. The phrase is akin to…

5 Expenses to Save for

5 Expenses to Save for

Many of us save for retirement, vacations and sometimes a little treat for ourselves — but when it comes to some expenses, we miss the mark.

A survey by Bankrate.com found that nearly four in 10 Americans…

10 Internet Habits That Are Costing You Money

10 Internet Habits That Are Costing You Money

We spend a good chunk of our day plugged in. In fact, a study from last year determined that the average American spends 23 hours a week emailing, texting, or using social media. Twenty-three hours is ample time for…

How to Save Money the Easy Way

How to Save Money the Easy Way

A few weeks ago, I saved our family $792 a year with a single, 10-minute phone call. A few months earlier, another quick call saved us $833 a year. Many times, saving money requires time and energy — sometimes for…

Financial Advice to Ignore

Financial Advice to Ignore

“Spend less, save more.” You may find yourself chanting this mantra as you total up receipts and strive to get back on track after a season of generous gift giving. To turn this intention into reality, you may…

How to Survive Being Laid Off

How to Survive Being Laid Off

Last March, everything changed.

It was 10 a.m. when I got the email from my office manager: “Mandatory company meeting at 10:30.” A few minutes later, another email with a reminder. I joined the meeting via…

How to Lower Your Bills

How to Lower Your Bills

To err is human; to make budgeting mistakes, totally human as well. Most people are not aware of the little budget traps we get caught in because life is so busy it's hard to keep track of the…

6 Mind Tricks to Help You Save Money

6 Mind Tricks to Help You Save Money

Putting money aside seems pretty straightforward. But seeing as the average personal-savings rate is just 5.7 percent (compared to 11 percent two decades ago), it’s definitely easier said than done. “We like to think of ourselves as…