Saving

3 Apps That Track Your Spending

3 Apps That Track Your Spending

It’s time to make a habit of paying attention to where your money goes each month. Once you do that, you can see trends and start planning accordingly.

For example, are you spending too much on clothes or coffee…

Why I Stopped Couponing

Why I Stopped Couponing

There's no doubt about it — few can resist the lure of a good coupon. But is the coupon culture all it’s cracked up to be?
How to Save $5,000 in a Year

How to Save $5,000 in a Year

Don’t Give Up That Latte
Financial expert David Bach coined the now-famous phrase “latte factor” more than a decade ago to illustrate the thousands of dollars you could save over time by giving up your daily latte. The…

Saving money with off-season travel

Saving money with off-season travel

To say that I’m a travel enthusiast is probably a bit of an understatement. In just eight years, I’ve been to 51 countries. When people learn this about me, there is one question almost everyone gets…

How to Lower Utility Payments and Other Bills

How to Lower Utility Payments and Other Bills

Who isn’t turned off by high bills? I am, yet I’ll go months, even years, without investigating ways to cut them down, even when it could mean saving thousands. The obvious reason: I think I don’t know…

Helping My Dad Put Me in Debt

Helping My Dad Put Me in Debt

When I was 27, my Dad went into the hospital with pneumonia, signed over power of attorney, and confessed that he had taken out a 2 million dollar hard money loan to develop the land that had been in our…

Creating a Budget

Creating a Budget

When you treat yourself to a new pair of shoes or dinner at a restaurant, you want to know that you can afford the splurge – instead of worrying that you’re spending beyond your means. Unfortunately, debt is…

5 Ways to Make Saving Feel Fun

5 Ways to Make Saving Feel Fun

We all know that we’re supposed to save money — for emergencies, so we can make big purchases without credit cards, and for “the future” in general.

But saving money doesn’t usually feel fun or glamorous. Usually it means…

How to Manage Your Money

How to Manage Your Money

I was once an epic overspender, but these days I’m constantly surprised by the positive balances in my automated accounts. I know automation works. I credit this system of money management with totally transforming my financial reality. Now…

Is LASIK Worth the Money?

Is LASIK Worth the Money?

I’ve had poor vision since the fifth grade — and it’s steadily and steeply declined ever since. Now I see so poorly that driving after dark is dangerous. After spending hundreds of dollars a year on…

How to Save $1 Million In Your 401(k)

How to Save $1 Million In Your 401(k)

Got $1 million in your 401(k)? Some savers might be surprised how feasible that savings goal is if they put their mind — and their money — to it.

Of course, if you don’t have $1 million saved, you’re…

How to Buy a Mattress

How to Buy a Mattress

Nobody wants to buy a new mattress — it’s a mundane process that can set you back anywhere from a few hundred to several thousand dollars. No wonder we’re all losing sleep.

But a little-known…

How to Save $5,000 in a Year

How to Save $5,000 in a Year

Financial expert David Bach coined the now-famous phrase “latte factor” more than a decade ago to illustrate the thousands of dollars you could save over time by giving up your daily latte. The phrase is akin to…